The following state regulatory agencies are General Members of AARMR. For a list of accredited states, please refer to the list at the bottom of this page.
AK - Alaska
Tracy Reno
State of Alaska Department Commerce, Community & Economic Development
Phone Number: 907-269-8112
AL - Alabama
Scott Corscadden
Alabama State Banking Department
Supervisor, Bureau of Loans
Phone Number: 334-242-3452
AR - Arkansas
Ryan " Jay" Drake
Arkansas Securities Department
Phone Number: 501-324-8688
AZ - Arizona
Shane Foster
Arizona Department of Insurance and Financial Institutions
Phone Number: 602-771-2772
CA - DFPI
Sheila Oliver
California Department of Financial Protection and Innovation (formerly DBO)
Deputy Commissioner, Mortgage Lending
Phone Number: 213-576-7609
CA - DRE
Doug McCauley
State of California Department of Real Estate
Phone Number: 916-263-8728
CO - Department of Law
Neal C.G. Monaghan
Chief Examiner, Consumer Credit Unit
Phone Number: 720-508-6112
CO - DORA
Marcia Waters
Colorado Department of Regulatory Agencies - Division of Real Estate
Department of Regulatory Agencies - Division of Real Estate
Phone Number: 303-894-2422
CT - Connecticut
Carmine Costa
Connecticut Department of Banking
Director, Consumer Credit Division
Phone Number: 860-240-8207
DC - District of Columbia
Samuel V. Fuller
DC Department of Insurance, Securities and Banking
Associate Commissioner for Banking
Phone Number: 202-442-7839
DE - Delaware
Bonnie Wright
Office of the State Bank Commissioner
Phone Number: 302-744-2118
FL - Florida
Paul Rhoades
Florida Office of Financial Regulation
Phone Number: 407-245-0693
GA - Georgia
Rod Carnes
Georgia Department of Banking and Finance
Deputy Commissioner, Non-Depository Financial Institutions Div.
Phone Number: 770-986-1371
HI - Hawaii
Iris Ikeda
Division of Financial Institutions
Commissioner of Financial Institutions
Phone Number: 808-586-2820
IA - Iowa
Craig Christensen
Phone Number: 515-242-0272
ID - Idaho
Erin Van Engelen
Idaho Department of Finance
Consumer Finance Bureau Chief
Phone Number: 208-332-8068
IL - Illinois
Lorelei Botner Abrams
Illinois Dept. of Financial & Professional Regulation, Div of Banking
Legal Counsel, Loan Originator Enforcement
Phone Number: 312-793-3680
IN - DFI
Scott Imbus
Indiana Department of Financial Institutions
Division Supervisor, Consumer Credit Division
Phone Number: 317-460-9126
IN - Sec. of State, Securities Div.
Jim Easton
Indiana Secretary of State, Securities Division
Phone Number: (317) 234-9673
KS - Kansas
Jim Payne
Kansas Office of State Bank Commissioner
Asst. Deputy Commissioner/Director of Examinations
Phone Number: 785-296-1877
KY - Kentucky
Justin Burse
Kentucky Department of Financial Institutions
Phone Number: 502-782-9029
LA - Louisiana
Michelle Jeansonne
Louisiana Office of Financial Institutions
Phone Number: (225) 922-2596
MA - Massachusetts
Cindy Begin
Massachusetts Division of Banks
Phone Number: 617-956-1523
MD - Maryland
Clifford Charland
Maryland Office of the Commissioner of Financial Regulation
Assistant Commissioner for Non-Depository Supervision (Acting)
Phone Number: 410-230-6167
ME - Maine
Mark Susi
Maine Bureau of Consumer Credit Protection
Phone Number: 207-624-8527
MI - Michigan
Marissa Hendee
Michigan Department of Insurance and Financial Services
Director, Mortgage Examination and Investigation Section
Phone Number: 517-284-8602
MN - Minnesota
Mark Hastie
Minnesota Department of Commerce
Director of Non-Depository Financial Institutions
Phone Number: 651-539-1720
MO - Missouri
Derek Storms
Missouri Division of Finance
Supervisor of Mortgage Licensing
Phone Number: 573-751-4243
MS - Mississippi
Chase Winters
Mississippi Department of Banking and Consumer Finance
Phone Number: 601-391-6929
MT - Montana
Chris Romano
Montana Division of Banking and Financial Institutions
Non-Depository Bureau Chief
Phone Number: (406) 841-2928
NC - North Carolina
Annette Deffenbaugh
North Carolina Office of the Commissioner of Banks
Director of Mortgage Services
Phone Number: 919-733-6904
ND - North Dakota
Lise Kruse
North Dakota Department of Financial Institutions
Phone Number: 701-328-9933
NE - Nebraska
Scott Peter
Nebraska Department of Banking and Finance
FI-Review Examiner (non-depository)
Phone Number: 402-471-2171
NH - New Hampshire
Michael A. Poulios
New Hampshire Banking Department
Financial Examiner, Consumer Credit Division
Phone Number: 603-271-3561
NJ - New Jersey
Daniel J. Gallagher
New Jersey Department of Banking and Insurance
Phone Number: 609-940-7343
NM - New Mexico
Amanda Urban
New Mexico Financial Institutions Division
Phone Number: 505-476-4819
NV - Nevada
Cathy Sheehy
Nevada Division of Mortgage Lending
Phone Number: 702-486-0789
NY - New York
Rholda Ricketts
New York Department of Financial Services
Phone Number: 212-709-5540
OH - Ohio
Pamela Prude-Smithers
Ohio Division of Financial Institutions
Deputy Superintendent, Consumer Finance
Phone Number: (614) 644-7513
OK - Oklahoma
Scott Lesher
Department of Consumer Credit
Phone Number: 405-521-3653
OR - Oregon
Kirsten Anderson
Oregon Division of Financial Regulation
Phone Number: (503) 507-2454
PA - Pennsylvania
Robert Knaub
PA Department of Banking and Securities
Director for Non-Depository Licensing
Phone Number: 717-214-4769
SC - Board of Financial Institutions
Phyllis L. Wicker
SC Board of Financial Institutions - Consumer Finance Division
Deputy Commissioner of Consumer Finance
Phone Number: 803-734-2020
SC - Dept. of Cons Affairs
Carri Grube Lybarker
South Carolina Department of Consumer Affairs
Phone Number: 803-734-4233
SD - South Dakota
Lorna Webb
South Dakota Division of Banking
Phone Number: 605-773-3422
TN - Tennessee
Nicole Chamblee
Tennessee Department of Financial Institutions
Phone Number: 865-591-5155
TX - OCCC
Leslie L. Pettijohn
Texas Office of Consumer Credit Commissioner
Consumer Credit Commissioner
Phone Number: 512-936-7640
TX - SML
William Purce
Texas Department of Savings and Mortgage Lending
Director of Mortgage Regulation
Phone Number: 512-936-6602
UT - Utah
Jonathan C. Stewart
Utah Division of Real Estate
Phone Number: 801-530-6744
UT - Utah
Andrea Staheli
Utah Department of Financial Institutions
Supervisor of Consumer Credit and Compliance
Phone Number: 801-538-8834
VA - Virginia
Susan E. Hancock
Virginia State Corporation Commission
Phone Number: 804-371-9701
VT - Vermont
Kelley Reed
Vermont Department of Financial Regulation
Regulatory and Consumer Affairs Director
Phone Number: 802-828-0526
WA - Washington
Charles Clark
Washington Department of Financial Institutions
Phone Number: 360-902-0511
WI - Wisconsin
Lisa Lee
Wisconsin Department of Financial Institutions
Director, Licensed Financial Services
Phone Number: 608-640-9985
WV - West Virginia
Terri Shock
West Virginia Division of Financial Institutions
Director of Nondepository Institutions
Phone Number: 304-558-2294, x401
WY - Wyoming
Raeleen Blaisdell
Wyoming Division of Banking
Phone Number: 307-777-6484
Accreditation
The following states have received certificates of accreditation from the CSBS/AARMR Mortgage Accreditation Program:
- Alabama
- Arizona
- California
- Connecticut
- Hawaii
- Idaho
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Minnesota
- Mississippi
- Montana
- Nebraska
- New Hampshire
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma Department of Consumer Credit
- Pennsylvania
- Tennessee
- Texas Department of Savings and Mortgage Lending
- Texas Office of Consumer Credit Commissioner
- Vermont
- Virginia
- Washington
- Wyoming
The CSBS and AARMR accreditation team seeks to strengthen state mortgage departments and to demonstrate the high quality of state banking departments to the general public, the federal banking agencies, Congress, and other state banking departments.
The accreditation process begins with the completion of an extensive self-evaluation questionnaire on all department operations: administration and finance, personnel, training, examination, supervision, and legislative powers. Next, an external review team comprised of veteran state and federal regulators performs an on-site review and presents its findings to an audit team and to the Performance Standards Committee, the members of which vote on the reports of the review team and the audit team.
To request more information about the Mortgage Accreditation Program please contact Matt Comber, CSBS Director of Accreditation at mcomber@csbs.org or (202) 296-5750.